{"id":725,"date":"2023-01-22T15:24:38","date_gmt":"2023-01-22T14:24:38","guid":{"rendered":"https:\/\/leviroismasque.com\/?p=725"},"modified":"2023-02-16T15:25:17","modified_gmt":"2023-02-16T14:25:17","slug":"reflexion-sur-les-retraites","status":"publish","type":"post","link":"https:\/\/leviroismasque.com\/index.php\/2023\/01\/22\/reflexion-sur-les-retraites\/","title":{"rendered":"R\u00e9flexion sur les retraites: droits ou devoir ?"},"content":{"rendered":"\n<p>On entend souvent, \u00e0 propos de la r\u00e9forme des retraites, cette r\u00e9flexion: \u00ab\u00a0j&rsquo;ai cotis\u00e9 tant, donc j&rsquo;ai droit \u00e0&#8230;\u00a0\u00bb.<\/p>\n\n\n\n<p>Il s&rsquo;agit l\u00e0 typiquement d&rsquo;une r\u00e9flexion qui correspond \u00e0 la retraite par capitalisation.<\/p>\n\n\n\n<p>En effet, dans ce type de retraite (par <strong>capitalisation<\/strong>) , on confie une \u00e9pargne \u00e0 un organisme qui place votre argent, qui rapporte un int\u00e9r\u00eat et \u00e0 votre retraite, vous donne <strong>droit <\/strong>\u00e0 une pension.<\/p>\n\n\n\n<p>La retraite par <strong>r\u00e9partition <\/strong>est en place depuis le 26 avril 1946.  Elle, ne correspond pas \u00e0 un droit mais \u00e0 un <strong>devoir<\/strong>. En effet, les enfants versent une somme d&rsquo;argent qui permet de verser une pension \u00e0 leurs parents ou grands parents qui eux m\u00eames avaient vers\u00e9 pour la pension&nbsp; de leurs parents et grands parents.<\/p>\n\n\n\n<p>D&rsquo;o\u00f9 l&rsquo;importance du rapport entre nombre de cotisants \/ nombre de b\u00e9n\u00e9ficiaires.<\/p>\n\n\n\n<p>Il faut que le nombre de cotisants soit important pour que les pensions soient importantes.<\/p>\n\n\n\n<p>Plus le rapport est faible, plus faibles seront les pensions. Et actuellement, ce nombre malheureusement diminue. Un choix est donc \u00e0 faire mais lequel ?<br><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" width=\"478\" height=\"195\" src=\"https:\/\/leviroismasque.com\/wp-content\/uploads\/2023\/01\/retraites.jpg\" alt=\"\" class=\"wp-image-728\" srcset=\"https:\/\/leviroismasque.com\/wp-content\/uploads\/2023\/01\/retraites.jpg 478w, https:\/\/leviroismasque.com\/wp-content\/uploads\/2023\/01\/retraites-300x122.jpg 300w\" sizes=\"(max-width: 478px) 100vw, 478px\" \/><\/figure>\n\n\n\n<p>Alors, pensez-y. Lorsque vous serez<strong> <\/strong>en retraite,<strong> vos petits enfants devront ils penser \u00e0 leurs droits ou \u00e0 leurs devoirs ? A la capitalisation ou \u00e0 la r\u00e9partition ?<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>On entend souvent, \u00e0 propos de la r\u00e9forme des retraites, cette r\u00e9flexion: \u00ab\u00a0j&rsquo;ai cotis\u00e9 tant, donc j&rsquo;ai droit \u00e0&#8230;\u00a0\u00bb. Il s&rsquo;agit l\u00e0 typiquement d&rsquo;une r\u00e9flexion qui correspond \u00e0 la retraite par capitalisation. En effet, dans ce type de retraite (par capitalisation) , on confie une \u00e9pargne \u00e0 un organisme qui place votre argent, qui rapporte [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[16,19],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>R\u00e9flexion sur les retraites: droits ou devoir ? - Le Virois Masqu\u00e9<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/leviroismasque.com\/index.php\/2023\/01\/22\/reflexion-sur-les-retraites\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"R\u00e9flexion sur les retraites: droits ou devoir ? - Le Virois Masqu\u00e9\" \/>\n<meta property=\"og:description\" content=\"On entend souvent, \u00e0 propos de la r\u00e9forme des retraites, cette r\u00e9flexion: \u00ab\u00a0j&rsquo;ai cotis\u00e9 tant, donc j&rsquo;ai droit \u00e0&#8230;\u00a0\u00bb. 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